Let Boise Valley Appraisal handle your appraisal

To many, an appraisal is simply one more thing on the break-sheet for a mortgage or refinance. The majority of lenders still need a local expert because the stakes are very high, even though there are an increasing number of automated home valuation systems that may appear to be more prudent than an appraisal. You might assume that securing a mortgage is the only reason you should get an appraisal, but there are other instances when the services of a certified, independent real estate professional might be beneficial.


	For real estate appraisals in SW Idaho & SE Oregon, it's easiest when your order online from Boise Valley Appraisal, just click here.

Appeal your tax assessment in Ada & Canyon Counties

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Boise Valley Appraisal is your best evidence when building your case. At Boise Valley Appraisal, we're capable of assisting you in appealing your tax assessment.

Boise Valley Appraisal can help you do away with PMI to lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the home, almost all lenders ask homeowners to take out an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Oftentimes, this added payment is lumped into the monthly mortgage payment and is soon forgotten. This is damaging because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

Boise Valley Appraisal will provide you with a statement regarding the value of your home, and the cost of the home valuation can usually be recovered in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a particularly heartbreaking event for the parties involved, and it is often more complicated by the challenging decision of who gets the home. It's a good idea to get an appraisal from Boise Valley Appraisal so both parties are entirely aware of the true market value of their home, regardless of the circumstances.

The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation with Boise Valley AppraisalSettling an estate

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Most Americans do not have dedicated estate planners or executors to manage these issues, unlike many wealthy individuals. And since a home or other property often makes up an uneven share of the total estate value, understanding the certain value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

Let Boise Valley Appraisal assist you in relocating to or from SW Idaho

We know the headaches associated with an employee relocation. We take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our intensive process.

Sell your home quickly at the right price with an appraisal from Boise Valley Appraisal

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees aren't related to the sales price, but rather they depend on our efforts to complete the appraisal.

On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.